Small Ticket and Large Ticket

When processing small or large average tickets transactions, National Processing Company (NPC) has a solution for you. 

Small Ticket Processing

NPC knows how transaction fees can be unfavorable to businesses with average ticket sales $15 or less.  As a result, we offer assistance with your merchant account setup to register you with the Card Associations (American Express, Discover, MasterCard, Visa) to achieve a low overall effective rate for your account activity.  Qualifying for the small ticket program requires a card-present swiped transaction with an authorization in order to protect you against potential chargebacks. The program is available to the following business categories:

  • Car Washes
  • Dry Cleaners
  • Garages
  • Laundries
  • Movie Theaters
  • News Dealers
  • Quick Copy
  • Restaurants & Fast Foods
  • Taxi Cab & Bus Lines
  • Toll & Bridge Fees
  • Videotape Rentals

No Signature Needed

Quick Service Restaurants (QSR) and other service types can qualify to process transactions under $25.00 with no signature required by the customer.  The No Signature program improves your checkout speed, as well as protects you against certain potential chargebacks.  A receipt is only required to be printed if your customer requests one, so you can help the environment and lower your costs simply with reduced paper usage.

Large Ticket Processing

Many businesses have the need to process payments that average over $5,000.  The Card Associations have specific interchange qualifications that assist businesses in minimizing the costs of processing the transactions.  Businesses that qualify in this category often process transactions capturing level 2 and level 3 data for corporate and government cards.

Level 2 data is designed to support business-to-business payment processing, as majority of the cards accepted in this environment are corporate cards.

Required data to qualify for level 2 processing:

  • Standard Data: credit card number, expiration data, billing address, zip code and invoice number
  • Customer Code is strongly encouraged to be captured, but not required
  • Sales tax amount must be submitted separate from the total transaction


Level 3 data is designed to support business-to-business and business-to-government payment processing, as majority of the cards accepted in this environment are corporate and government cards.

Required data to qualify for level 3 processing:

  • Standard Data: credit card number, expiration data, billing address, zip code and invoice number
  • Customer Code is strongly encouraged to be captured, but not required
  • Sales tax amount must be submitted separate from total transaction
  • Freight amount, if applicable
  • Duty amount, if applicable
  • Line item details:
    • Item ID (product/service)
    • Item description
    • Quantity
    • Item amount
    • Unit of measure

These details are necessary, since they are included on the customer’s credit card statement in a detailed break-down for reconciliation.

NPC Secure provides a solution for businesses processing in a business-to-business and/or business-to-government environment where average ticket transactions can be more than a few thousand dollars.  Learn more about NPC Secure.

NPC also works with many software vendors for processing.  If you already have a solution, call NPC today to learn more regarding compatibility.

NPC can be your consultant on the latest technology and tools for Small and Large Ticket debit card and credit card processing. Contact Us